It’s easy to apply.

Here’s how to get started; simply follow the steps below to start your application and receive rewards instantly.

  • Let’s get started
  • Choose your card
  • Apply
  • Review and submit
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I understand that the Harris Scarfe Value Plus Card is a store credit card that can be used to purchase products from Harris Scarfe stores and online at

I agree that:

  • I am over 18 years of age
  • I am an Australian citizen or permanent resident
  • I have read and accept the Terms and Conditions, which includes consent to Harris Scarfe:
    • Obtaining a credit report
    • Electronically verifying my identity with a credit reporting body and/or Issuer or Official Record Holder so that they can provide an assessment based on matching the information I provide with any credit files they hold
  • I have a good credit history and no payment defaults
  • I have an annual income of $20,000 or more
  • Harris Scarfe may contact me by phone, email or SMS regarding this application
  • I have read and accepted the credit contract terms and conditions
  • I have read the Key Facts sheet and confirm that the Harris Scarfe Value Plus Card is suitable for my needs
  • I have read and accepted the Harris Scarfe Privacy Policy.


Details to have handy:

  • Australian Driver’s Licence, Medicare Card or Passport
  • Employment details
  • Financial information including details of your income and expenses

*If you cannot agree or would like additional information before proceeding with your application, please contact the Harris Scarfe Value Plus Card Team on 1300 131 444.